We are a mid size electrical contractor, started with $0 capital. We are turning over approx $5mil per year in Melb and Perth. We are able to take on more work with the team and equipment we have in place but need working capital to do so. All of our projects are profitable but our overhead seems to soak it all up, despite us continually looking for ways to reduce costs. Advisers have told us we need to scale the business beyond $10mil, but the help pretty much stops at that point. Open to suggestions
I have been involved in the Import / Export Industry for 40 years , for the the past 16 years i have owned an International Freight Forwarding business . I always have people asking me how to do international shipping and would like to assist more . I have also been involved in creating my won product that now sells into the major supermarkets . I believe i have the experience to help others
"SME Secured Trading" name registered today ready for mentor partnership to build e-commerce $60k debt/equity in 4 mths.
I founder www.ppsr-protection.com.au PPSR PROTECTION - PPSR SECURITY for PAYMENTS - PPSR RECOVERY SERVICES on the back of the Personal Property Securities Act 2009 law (PPSA) & Personal Property Securities Register 2012 (PPSR). PPSA/R administered by the AUSTRALIAN FINANCIAL SECURITY AUTHORITY (AFSA). PPSA/R is for Security & obligation to Payment of any debt, any form of transaction, $6 fee covers until paid of 7 years (per customer/potential bad-debtor). For perfecting a "valid" PPSR properly written Terms Of Trade & PPSR Account is required, with knowledge how to correctly perfect PPSR's for when needed. GOOGLE: Secured Accounts - Secured Trading - look at Accountants & Lawyers website and find anyone offering SME's SECURED TRADING support ??? Stephen Hargreaves has designed a digital workflow for offering Associations to inform and offer their members PPSR Secured Trading & support documents tailored to their business for a monthly subscription $11 month. The Terms Of Trade (TOT) will be updated when laws change, and other support included in the e-commerce business subscription. Sharing revenue with the Associations to offer members secured trading accounts. Contact Stephen Hargreaves for further information at firstname.lastname@example.org THANK YOU.
Mentor me please: Every business should have TERMS OF TRADE & Secured Trading PPSR fee $6 covers until paid or 7 years.
E-commerce offer subscription @$11 month to members of Associations for example SME Association Australia has 300,000 members all should have a suite of trade documents tailored to their business & secured trading accounts on customers/potential bad-debtors. And other business services online tailored to their business @$11 x 12 months x 300,000 members = $39.6 million yearly recurring revenue. Share the revenue with the Associations and protect members/businesses cash-flow. Master Electricians Association (MEA) (20,000 members), Master Plumbers (6,500 members), Master Builders, Master Business Association, all associations can have Members Logon on their websites and share revenue. Can anyone introduce me to the Chairman of Small Medium Enterprise Association (SMEA) Australia please Mr. Mark Bouris ?? THANK YOU.
E-commerce business ready to be built and offer 800,000 Small Medium Enterprises terms of trade & secured trading PPSRs
Can you help me commercialise digitally the www.ppsr-protection.com.au for 800,000 SME's Secured Trading underwritten by the Australian Financial Security Authority (AFSA) PPSR. Need $60,000 debt/equity mentor partner.
Hi. I have a computer hardware business and it would run much more smoothly If I had some capital to work with and purchase stock. I know which items will sell as have sold alot of hardware and have quite a large customer base. As I have a bad credit rating I can not get a loan, credit card, overdraft. Is there a solution out there? $10-20K. At the moment all orders are drop shipped or most of them which is ok for some items. Thanks in advance.
I couldn't find the responses and who responded to my original question. However, into my email came a really good response focusing on the interest I am paying in my loans and credit cards. Understandably while I go through the present 'trough' in my business I don't have much to spare so being thoughtful is very important. My Loan ($38,000 in total)commenced on around 13.something per cent but following later discussion with the Mutual Bank, interest was reduced to 7.something per cent. The Loan is now down to $4100 as a result. One of the other banks gave me 12 months of hardship when interest (typical of a bank Cr Cd) was reduced to about 5% for that time - also very helpful as it got me out of the arrears that had occurred when the bank offered me 12 years at much lower rate when I didn't get a clear understanding of the monthly due date. The second Cr Cd remains on the usual terms and interest of most Cr Cds Between the three I pay over $1000 per month, with just under half going to the Loan as it has the least owing and by far the best interest rate to lower it. The Cr Cds are paid above the minimum payable amount. The total debt originally owed was $78000 and is now a tad below $22000. The loan will be paid out in 2019 and then I will need to decide how much should be paid to which Cr Cd. Since both are now at the same rates, the question will be awkward. I need to do my Maths on how much interest I will pay to conclude them and I will certainly be calling the Accountant to help with the Maths so I can make the decision to give me the best advantage. I did consider a consolidation loan, but I'm tired of paying off things over long periods of time and I have become very used to paying with whatever cash is at hand and making sure that the money for these payments comes in each month. But the point about interest rate is well taken. Thank you!